Tier 2 Bank Bonds: Balancing Risk and Rewards
Understanding Bank Debentures and Deposit Guarantee
A debenture issued by a bank, rather than a corporate could be an easy way to describe the next...
Demystifying the Yield Curve: Market Insights
Understanding the Yield Curve
An inverted yield curve indicating a severe market crash seems to be a forgotten news item recently. But it did create...
Yield to Maturity: The Investor’s Roadmap to Bond Profitability
The bond investor actually has a focus on the ultimate returns by a bond (the market treats those who require the regular cash payouts...
Cracking Bond Risk: The Magic of Modified Duration
Mutual fund factsheets provide a good amount of data. Some of the material given is very useful, especially that related to fixed-income funds. One...
Maturity and duration – how they impact our investments!
Risk and return drive our investment goals. Of course, greed and fear are the psychological factors that influence us, but we will not visit...
The Rule of 72: A Simple Tool for Investment Planning
Besides the smart and lazy way of doubling money, we have the goal of generating an increase in our capital. And a quick, easy...
Bond Market Basics: Essential Terms for Every Investor
Understanding Bond Terminology
The little club of us fixed income market players, like just about every other profession, has built-in some jargon to make us...
Bond Market Dynamics: Maximizing Returns with The Fixed Income
You, my good friend, have bought some high-quality corporate bonds of Rs. 100 each that earn interest of 10% per annum, and will mature...
The Compound Effect: Turning Tiny Returns into Wealth
“You say it best when you say nothing at all” is a touching and very romantic line from an Alison Krauss hit song. This...
Bank Deposits: Tradition, Safety, and Real Returns
Tradition in our culture often seems to equate economic comfort with having money in the bank. Even western literature mentions banking one’s wealth. It...
Understanding AT-1 Bonds: Risks and Rewards in Bank Investments
Bank fixed deposits are traditional, vanilla investments in banks, fetching a pre-stated interest rate, having a definite maturity date. The banker is obliged to...
Types of fixed income instruments in the debt market!
The menu that the fixed income market offers up is almost as long and varied as a yummy Gujarati thali. The issuer of the...
